APA način citiranja (7. izdanje)

Araujo, M., Diniz, E., Gonzalez, L., & Cetic.br. (2024). Digital payment adoption in Brazil during the COVID-19 pandemic.

Čikaški stil citiranja (17. izdanje)

Araujo, Marcelo, Eduardo Diniz, Lauro Gonzalez, i Cetic.br. Digital Payment Adoption in Brazil During the COVID-19 Pandemic. 2024.

MLA način citiranja (8. izdanje)

Araujo, Marcelo, et al. Digital Payment Adoption in Brazil During the COVID-19 Pandemic. 2024.